--- title: Thing To Consider When Choosing A Workers' Compensation Carrier description: In this article, we help you navigate the process of selecting the best workers’ compensation provider for your temp staffing agency image: https://blog.aiamga.com/hubfs/jakub-zerdzicki-heiYgqp0Tsk-unsplash-1.jpg --- [Make a Payment](https://aianlf.epaypolicy.com/) [Report a Claim](https://www.aiamga.com/report-a-claim) #### [1-800-981-4242](tel:18009814242) [Get a Quote](https://www.aiamga.com/get-a-quote) --- [![Associated Insurance Administrators](https://blog.aiamga.com/hs-fs/hubfs/Aiamga_October2025/images/header-logo.png?width=1500&height=189&name=header-logo.png "Associated Insurance Administrators")](https://www.aiamga.com/) - [Products & Services](https://www.aiamga.com/products-services/) - [Workers’ Compensation](https://www.aiamga.com/products-services/workers-compensation/) - [Commercial Package and BOP](https://www.aiamga.com/products-services/commercial-package-and-bop/) - [Commercial General Liability](https://www.aiamga.com/products-services/commercial-general-liability/) - 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[Personal Protective Equipment](https://www.aiamga.com/loss-control-information-hub/personal-protective-equipment/) - [Health Care Safety](https://www.aiamga.com/loss-control-information-hub/health-care-safety/) - [Construction Safety](https://www.aiamga.com/loss-control-information-hub/construction-safety/) - [Agricultural Operations Safety](https://www.aiamga.com/loss-control-information-hub/agricultural-operations-safety/) - [Transportation / Trucking Safety](https://www.aiamga.com/loss-control-information-hub/transportation-trucking-safety/) - [Safety Training Resources](https://www.aiamga.com/loss-control-information-hub/safety-training-resources/) - [Claims Forms](https://www.aiamga.com/claims-forms/) - [Contact](https://www.aiamga.com/contact-us/) - [Make a Payment](https://aianlf.epaypolicy.com/) - [Report a Claim](https://www.aiamga.com/report-a-claim/) - [Get a Quote](https://www.aiamga.com/get-a-quote/) [Make a Payment](https://aianlf.epaypolicy.com/) [Report a Claim](https://www.aiamga.com/report-a-claim) #### [1-800-981-4242](tel:18009814242) [tel:18009814242](tel:18009814242) ![Thing To Consider When Choosing A Workers' Compensation Carrier](https://blog.aiamga.com/hubfs/jakub-zerdzicki-heiYgqp0Tsk-unsplash-1.jpg) # Thing To Consider When Choosing A Workers' Compensation Carrier - Home - [AIA Blog](https://blog.aiamga.com) - Thing To Consider When Choosing A Workers' Compensation Carrier [The AIA Team](https://blog.aiamga.com/author/the-aia-team) 06/03/2024 [Workers' Compensation](https://blog.aiamga.com/tag/workers-compensation) [0 Comments](https://blog.aiamga.com/choosing-workers-compensation-provider-temp-staffing-0#postComment) 1 Minutes What happens when an employee is injured while on the job?   Depending on the seriousness of the injury, the employee could require extensive medical treatment and be out of work for weeks or even months.   According to a recent study by the National Council on Compensation Insurance (NCCI), the average cost for a work comp claim was more than $42,000 during 2020-2021.   For these reasons, it is important for an employer or company to carry Workers' Compensation insurance.   In most states, Workers' Compensation insurance is mandatory if you have five or more employees.   There are numerous companies and self-insured funds that offer Workers' Compensation insurance.   It is important when shopping for this coverage that one chooses to place coverage with a financially sound carrier.   A.M. Best ratings of A or A+ are considered the most stable carriers in the industry.   Not only does an employer need a stable carrier, but they also need one that has an experienced underwriting staff to help determine the correct class code assignments for their business.   In addition, make sure that the insurance carrier has knowledgeable claims adjusters who are experts in work comp statutes for the states in which they do business.   A knowledgeable claims staff can be highly effective in controlling the cost of a claim by making sure the injured worker seeks treatment from an approved panel of physicians.   As an employer, Workers’ Compensation can be one of the most valuable assets to your business, and one that insures the employee will be taken care of for a medical and/or indemnity claim in the event of a covered workplace injury. 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